Farmers & Merchants Bank (F&M Bank) is pleased to present the 2023 Small Business Financial Empowerment Program. This "Lunch & Learn" webinar series is designed to address a number of business banking needs, including issues that created barriers for small business access to PPP funding

Free expert insight is provided across multiple webinars to help you start and manage your own business. Individuals who participate in all webinar sessions will receive a certificate of completion from F&M Bank.

The full webinar schedule includes:

• Business Entity Structures Wednesday, March 22 at 11:00am
• Proper Business Documentation Wednesday, April 26 at 11:00am
• Bookkeeping Options Wednesday, May 24 at 11:00am
• Financial and Profit Loss Statements Wednesday, June 28 at 11:00am
• HR Records and Services Wednesday, July 26 at 11:00am
• Small Business Administration Credit Programs Wednesday, August 23 at 11:00am
• Shopping for a Financial Institution Wednesday, September 27 at 11:00am